*Malou Ancheta Palma** Malou Ancheta Palma came to the United States in 2008 to practice as a Physical Therapist, bringing her expertise and dedication to the healthcare field. In 2016, she ventured into the financial services industry, driven by a passion for helping individuals achieve financial stability and security. Malou is licensed for Life, Health, Medicare, and Long-Term Care, and she is a Registered Social Security Analyst. As the manager and operator of Onslow Financial Education Center, located at 1099 Gum Branch Rd, Room B2, Jacksonville, NC, Malou is dedicated to assisting people in building a solid financial foundation. She provides guidance on navigating Medicare plan options and optimizing Social Security benefits, ensuring her clients make informed decisions about their financial futures. Malou's commitment to her clients is evident in her personalized approach and deep understanding of financial planning and healthcare services. Her mission is to empower individuals with the knowledge and resources they need to secure their financial well-being and enjoy a worry-free retirement. ---